Editorial policy

This policy describes how content on LoanOctopus.com is produced, sourced and corrected.

Who writes our content

Our content is produced by the LoanOctopus Editorial Team. We do not publish invented author personas or credentials, and we do not publish customer reviews or testimonials.

Sourcing

Every factual claim about a law, limit or rule is attributed to an official source — a federal agency, a state regulator, or a recognised standards body — and we name the publisher and the date. We do not cite competitors or content farms.

No fabricated data

We do not invent statistics, rates, limits, dates or studies. Where an official figure is not available, we link to the regulator's published data rather than estimate a number.

Independence

Advertising relationships do not influence the results of our calculators or the substance of our guides. Compensation may determine which partner links appear, and those links carry a disclosure.

Corrections

If you find an error, email editorial@loanoctopus.com with the page and the source you are comparing against. Verified corrections are made promptly.

Updates

We review sourced reference pages periodically and update them when the underlying law or published figure changes.