Free loan calculators

Every calculator runs entirely in your browser. Enter your own numbers — we never invent rates, fees or market data, and nothing is sent to a server.

• Personal Loan CalculatorFree personal loan calculator. Enter an amount, APR and term in months to see your estimated monthly payment, total interest and the total cost of the loan.
• Loan Payoff CalculatorSee how much time and interest an extra monthly payment saves on your loan. Enter your balance, APR and current monthly payment to compare the payoff dates.
• Debt-to-Income CalculatorCheck your debt-to-income ratio. Enter your gross monthly income, existing debt and a new loan payment to see your DTI against the 36% and 43% guidelines.
• Auto Loan CalculatorEstimate your auto loan payment. Enter the vehicle price, down payment, trade-in, sales tax, APR and term to see your monthly payment and total interest.
• Student Loan Payoff CalculatorFind out how long your student loan will take to pay off. Enter your balance, APR and payment to see payoff time, total interest and a target-term payment.
• APR CalculatorEstimate the true APR on a loan. Enter the loan amount, nominal rate, upfront fees and term to see the APR that reflects all the fees you pay at closing.
• Amortization Schedule CalculatorBuild a month-by-month amortization schedule for a fixed-rate loan. Enter the amount, APR and term to see each payment, interest, principal and balance.
• Debt Consolidation CalculatorCompare your current debt payments with one consolidation loan. Enter your balances, current APR and payments to see monthly and total interest savings.
• Loan Comparison CalculatorCompare two loan offers side by side. Enter each offer's APR, term and fees to see the monthly payment, total interest and which one costs less overall.
• Interest-Only Loan CalculatorWork out an interest-only loan payment and the higher payment once the interest-only period ends. Enter the amount, APR and terms to see both payments.
• Home Equity Loan CalculatorEstimate the monthly payment on a fixed-rate home equity loan or HELOC draw. Enter your home value, mortgage balance, LTV limit, amount, APR and term.
• Bad Credit Loan Cost CalculatorSee how much more a higher APR costs on the same loan. Enter the loan amount, the term and both APRs to compare the monthly payments and total interest.