Personal loans in Green Bay, WI

A personal loan is not the only option for residents of Green Bay, Wisconsin, and it is rarely the cheapest one for a short-term need. Wisconsin regulates short-term and installment lending through its own agency; the facts below show what applies here. It also affects which lenders are licensed to serve you at all. Enter your own numbers rather than relying on an advertised example rate. We do not invent rates or market data: any figure on this page either comes from you or is cited to a regulator.

Lenders serving Green Bay must be licensed under Wisconsin rules.

What to know before you borrow in Wisconsin

Payday lendingPermitted and regulated — maximum loan amount: None; maximum loan term: 90 days or less.Source: National Conference of State Legislatures · as of 2023
Small-loan / installment licensingConsumer lenders must obtain a state license (Yes; if interest rate is greater than 18% per year).Source: Conference of State Bank Supervisors · as of 2026
Interest rate cap (usury limit)Usury limit: 5% unless agreement made in writing (Wis. Stat. § 138.04 (2020). Finance rates and fees for licensed lenders: Rate agreed to by the parties.Source: Conference of State Bank Supervisors · as of 2026
Consumer lending regulatorConsumer lenders in Wisconsin are licensed and supervised by the Wisconsin Department of Financial Institutions.Source: Conference of State Bank Supervisors · as of 2026

See all Wisconsin lending rules →

Compare offers in Green Bay

Start with the personal loan calculator to see your monthly payment and total interest, then check that the payment fits your budget with the debt-to-income calculator.

If you are weighing more than one offer, the loan comparison calculator shows which costs less over the full term.

Compare personal loan offers in Green Bay

Check your rate with a lending partner in about two minutes. Checking does not affect your credit score.

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Frequently asked questions

What if I am denied a loan in Green Bay?

Ask the lender for the reason, check your credit report for errors, and consider a credit union or a smaller loan. A denial is not permanent, and a nonprofit credit counsellor can help you plan.

Can I get a personal loan in Green Bay, Wisconsin?

Personal loans are offered in Green Bay by banks, credit unions and online lenders, subject to Wisconsin licensing rules and the lender's own criteria. There is no city-level restriction; eligibility depends on your credit, income and the lender.

What credit score do I need for a personal loan in Green Bay?

Lenders do not publish a single cutoff, and it varies by lender. A higher score generally means a lower rate. Checking pre-qualification usually involves a soft credit pull that does not affect your score.

Does Wisconsin cap the interest a lender can charge?

Yes, Wisconsin sets its own consumer lending rules, including any rate or fee limits. The sourced table above names the regulator and the statute for each figure.

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